Mortgage Loans · Kampala, Uganda
A clearer path to property financing.
Explore mortgage loans in Kampala, Uganda with a clear view of the property, your income and the documents required. Prepare the title, valuation and repayment plan before you apply.
- Published amount range
- Ugx 10,000,000 – Ugx 1,000,000,000
- Repayment period
- 1-36 months
Understand the cost
Interest is one part of the total.
The interest, administration and service components total 10% per month. An additional 3% processing charge applies once.
Your total payable depends on the loan amount, repayment period, monthly charges and one-time charge. Confirm the repayment schedule and security requirements with Devine Capital before accepting an offer.
Discuss your repayments- Interest per month
- 2.8%
- Administration per month
- 3%
- Service per month
- 4.2%
- Combined monthly rate
- 10%
- Additional processing charge, once
- 3%
Before you apply
Prepare your documents.
These are the documents listed for mortgage loans. Having them ready helps the team assess your request.
This is a secured loan. Prepare the relevant security documents and confirm the security needed for your application.
- Property documents
- Income proof
- Bank statements (6 months)
- Property valuation report
- Insurance coverage
- Guarantor contact details
- Bank name and account number
- Title deeds
A considered application
Bring the property and the plan.
Document the property
Gather property documents, title deeds and the property valuation report.
Show repayment capacity
Prepare income proof and six months of bank statements, together with your existing financial commitments.
Confirm security and coverage
Prepare insurance coverage and guarantor details. Confirm any additional security and the written offer with the team.
Useful answers
Before your next step.
What documents should I prepare for mortgage loans?
Prepare Property documents, Income proof, Bank statements (6 months), Property valuation report, Insurance coverage, Guarantor contact details, Bank name and account number, Title deeds. The team reviews the information you submit and may contact you for clarification.
How are the interest and fees combined for mortgage loans?
The monthly components are 2.8% interest, 3% administration and 4.2% service fee, totaling 10% per month. An additional 3% processing charge applies once. Contact the team for a product-specific repayment estimate. The total payable depends on the amount, repayment period, monthly charges and the one-time charge. Confirm the full repayment schedule with the team before accepting an offer.
How do I apply for mortgage loans in Kampala?
Review the product details and prepare the required documents, then complete the mortgage loans application on this website. You can also contact the Devine Capital team at our Kisementi, Kololo office in Kampala for help. An application is subject to review and approval.