UMRA Regulated
Fully Licensed & Compliant with all regulations
UMRA-LICENSED MICROFINANCE · KAMPALA
Empowering Dreams Through Financial Excellence
Uganda's most trusted microfinance institution, providing fast, secure, and reliable financial solutions that transform lives and build communities across East Africa.
UMRA Licensed12+ Years Trusted
10K+
Lives Transformed
24H
Approval Time
99%
Satisfaction Rate
Trusted & Regulated
Why Us?
Built on a foundation of trust, transparency, and results that speak for themselves
24hr Approval
Lightning fast processing for urgent needs
12+ Years
Proven track record of excellence
10,000+
Happy clients served nationwide
99.9%
Uptime
5
Average Rating
15min
Avg Response
100%
Secure
Financial Solutions
Financial Solutions For Every Dream
Personal aspirations to business growth, we provide tailored financing solutions that transform dreams into reality
Explore Uganda Loan Categories
Compare rates and requirements before you apply:
Smart Calculator
Know your numbers before you commit
Get an instant estimate with real rates, fees, and terms from our actual loan products
Range: UGX 500,000 - UGX 10,000,000
Max term: 36 months
Personal Loan Details
Quick cash for personal needs
Interest Rate:2.8% monthly
Admin Fee:3.0%
Service Fee:4.2%
Processing Time:24-48 hours
Collateral Required:Yes
Customer Stories
What Our Customers Say About Us
Real stories from real customers who trust Devine Capital
I have had the opportunity to use her services for business financing a couple of times.
Susan is a very knowledgeable and an easy to work with person. She is quick to understand the need and gives very clear advice on the pros and cons of the loan facility. She then goes an extra mile to guide you through a quick due diligence to make sure that you are making a sound business decision.
Not only is her response time impeccable, most times its within minutes of a phone call or email. She also offers her services at a very competitive rate and at no additional charges.
I highly recommend Devine Capital Ltd to business people looking for immediate financial assistance to facilitate a business transaction.
During tough times, Devine Capital stepped in with the support I needed. With their help, I was able to not only cover my personal needs through their salary loan but also keep my business thriving.
Devine capital has given me, especially during challenging times. The funds have been a big help, both in personal situations and in keeping my business running smoothly.
Devine has aided me to meet my needs appropriately. They are fast and have affordable interests. I have always run to Devine because of their hospitality.
Expert Insights
Financial Insights & Tips
Stay informed with expert advice and industry updates from Uganda's financial leaders
Simple Process
Your Journey To Financial Freedom
Simple, transparent, and designed with you in mind - from application to approval in 4 easy steps
01
Apply Online
Complete our secure online application in just 5 minutes from anywhere in Uganda
02
Quick Verification
Upload documents digitally and get verified by our expert team within hours
03
Instant Approval
Get approved within 24 hours with our advanced assessment system
04
Receive Funds
Money transferred directly to your account, ready to use immediately for your dreams
Transform Your Life Today
Your Financial Future Starts Today
Join over 10,000 satisfied customers who have transformed their lives with Devine Capital. Your dreams are closer than you think - take the first step now.
- 10K+ Lives Transformed
- 24H Fast Approval
- 12+ Years Experience
- 99% Satisfaction Rate
UMRA Licensed100% SecureTrusted Partner