UMRA Regulated
Fully Licensed & Compliant with all regulations

Uganda's most trusted microfinance institution, providing fast, secure, and reliable financial solutions that transform lives and build communities acrossEast Africa.
Built on a foundation of trust, transparency, and results that speak for themselves
Fully Licensed & Compliant with all regulations
Lightning fast processing for urgent needs
Proven track record of excellence
Happy clients served nationwide
Personal aspirations to business growth, we provide tailored financing solutions that transform dreams into reality


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Quick cash for personal needs
Real stories from real customers who trust Devine Capital
I have had the opportunity to use her services for business financing a couple of times.
Susan is a very knowledgeable and an easy to work with person. She is quick to understand the need and gives very clear advice on the pros and cons of the loan facility. She then goes an extra mile to guide you through a quick due diligence to make sure that you are making a sound business decision.
Not only is her response time impeccable, most times its within minutes of a phone call or email. She also offers her services at a very competitive rate and at no additional charges.
I highly recommend Divine Capital Ltd to business people looking for immediate financial assistance to facilitate a business transaction.
During tough times, Devine Capital stepped in with the support I needed. With their help, I was able to not only cover my personal needs through their salary loan but also keep my business thriving.
Devine capital has given me, especially during challenging times. The funds have been a big help, both in personal situations and in keeping my business running smoothly.
Devine has aided me to meet my needs appropriately. They are fast and have affordable interests. I have always run to Devine because of their hospitality.
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Simple, transparent, and designed with you in mind - from application to approval in 4 easy steps
Complete our secure online application in just 5 minutes from anywhere in Uganda
Upload documents digitally and get verified by our expert team within hours
Get approved within 24 hours with our advanced AI-powered assessment system
Money transferred directly to your account, ready to use immediately for your dreams
Join over 10,000 satisfied customers who have transformed their lives with Devine Capital. Your dreams are closer than you think - take the first step now.